Free, Instant, Term Mortgage Insurance Quotes for Canadians - "with You always"
Your Term Broker
Money Saving Advice - Articles

Sites
 

IDC - Insurance Direct Canada Inc.

Mortgage Insurance for Canadians.
Life Insurance Canada

DID YOU JUST SAY "YES"?

 Better Business Bureau Accreditation
When your bank offered you mortgage insurance on your bank mortgage. - Over 90% do!

Do you think that with such an easy 'tacked on' sale, the banks are giving you anything close to the best value?
Recall the pressure to sign up for it.

Newly offered bundled Life, Critical Illness and Disability Package.

Save up to 30% on your insurance with this unique Mortgage Insurance Bundle. Choose from up to:

  • $2,500 per month of disability coverage
  • $125,000 of Critical Illness coverage
  • $500,000 or more of traditional life insurance coverage

Please click here to learn more about this exceptional new bundled life, disability and Critical illness policy which is underwritten by one of Canada’s largest insurance companies. Click here to complete a form requesting a call to discus it.
 
Otherwise, please fill in your information below for a traditional life insurance quote.

1. Province:
2. Birthday: Month   Day   Year
3. Sex: Male   Female

4. Have you smoked or used

tobacco in last 12 months?:

 Yes   No

5. Describe your Health

 (Click here for explanation)

 Regular   Regular Plus
Preferred Preferred Plus
6. Initial Insurance Period:
7. Amount of Insurance:
8. Premiums Paid: Annual   Monthly
9. Name: *required
10. email: *required
11. Phone Number: ( ) *required
12. Preferred Language:

COMPARE THE DIFFERENCE:

 

Bank Mortgage Insurance

  

Term Life Mortgage Insurance
  No discounts on premiums for healthy people.   Discounts on your premium if you are a healthy person with a healthy family history - (Very significant savings for older people.)
  The older you are the more expensive premiums are - in comparison to a personal policy.   Over 15 companies competing for your business - get the best rates available based on your health situation.
  Group Policy - NO Control   YOU are in complete control
  Policy is owned by bank   Policy is owned by YOU
  Policy may be cancelled by bank   Policy can only be cancelled by YOU
  NON transferable   Fully transferable
  NOT convertible   Fully convertible (life portion)
  Premiums NOT guaranteed   Premiums fully guaranteed
  VOID if mortgage in default   Insured even if mortgage is in default
  LAPSES if property is sold or if you move your mortgage to another bank   Portable - your insurance can move with you
  NOT guaranteed renewable at mortgage renewal date   Automatically renewable to age 75

Click here for some great mortgage insurance tips.
IDC's Tips

A typical example is a couple who is now paying only $32 compared to $70 per month at a major Bank for their mortgage payment protection insurance.

Protect your investment.

Bank Mortgage Insurance does not offer preferred rates for healthy people.
 
Term insurance does. Take advantage of your unique situation.


 
Bundling Saves Money

The Best Mortgage Life Insurance is private term life insurance. It's that simple ? so what should you purchase?

Bundling Saves Money

You can purchase traditional life insurance or the new Mortgage Insurance Bundle.


 
BBB Online
I.D.C. Insurance Direct Canada Inc. is a BBB Accredited Business.

IDC Insurance Direct Canada has thousands of satisfied clients, over $2 billion of life insurance sold, an A+ Better Business Ratings and we represent almost all the insurance companies in Canada.